KPI |
2023 - South Africa |
Weight |
Best |
Worst |
Aspirational value |
Current Value |
Access Rank 69 / Score 0.35 |
Traditional infrastructure
Rank 91 / Score 0.09 |
Number of ATMs per 1000 Km² |
Initial Value: 1
|
3660.09 |
0.06 |
Worst: Central African Republic 0.06 Best: Singapore 3660.09
0.42% |
15.39Value: 15.3921
|
Number of ATMs per 100000 adults |
Initial Value: 1
|
276.29 |
0.36 |
Worst: Sierra Leone 0.36 Best: Uruguay 276.29
15.65% |
43.55Value: 43.5504
|
Number of commercial bank branches 100000 adults |
Initial Value: 1
|
72.07 |
0.39 |
Worst: Ukraine 0.39 Best: Bolivia 72.07
10.57% |
7.97Value: 7.96744
|
Number of commercial bank branches per 1000 km² |
Initial Value: 1
|
1218.10 |
0.03 |
Worst: Central African Republic 0.03 Best: China 1218.10
0.23% |
2.82Value: 2.81595
|
Digital infrastructure
Rank 61 / Score 0.59 |
Has access to the internet (% age 15+) |
Initial Value: 1
|
1.00 |
0.16 |
Worst: Afghanistan 0.16 Best: Denmark 1.00
57.41% |
0.64Value: 0.642257
|
Own a mobile phone (% age 15+) |
Initial Value: 1
|
1.00 |
0.55 |
Worst: Mozambique 0.55 Best: China 1.00
72.8% |
0.88Value: 0.877591
|
E-Finance content |
Initial Value: 1
|
2.00 |
1.00 |
Worst: Bangladesh 1.00 Best: Algeria 2.00
100% |
2Value: 2
|
Household with a computer (%) |
Initial Value: 1
|
0.99 |
0.02 |
Worst: Uganda 0.02 Best: Saudi Arabia 0.99
25.77% |
0.27Value: 0.27
|
Governemnt initiative to make wifi available |
Initial Value: 1
|
2.00 |
0.00 |
Worst: Benin 0.00 Best: Argentina 2.00
100% |
2Value: 2
|
International Internet bandwidth (bits per second per Internet user) |
Initial Value: 1
|
8267910.00 |
1432.50 |
Worst: Liberia 1432.50 Best: Luxembourg 8267910.00
0.66% |
56009.3Value: 56009.3
|
Propotion of individual using the internet for internet banking |
Initial Value: 1
|
0.96 |
0.00 |
Worst: El Salvador 0.00 Best: Denmark 0.96
0% |
N/AValue: N/A
|
Active mobile broadband subscription per 100 inhabitants |
Initial Value: 1
|
241.18 |
5.22 |
Worst: Central African Republic 5.22 Best: United Arab Emirates 241.18
46.81% |
115.68Value: 115.675
|
Fixed-broadband subscriptions per 100 inhabitants |
Initial Value: 1
|
48.76 |
0.00 |
Worst: Chad 0.00 Best: France 48.76
5.85% |
2.85Value: 2.85331
|
Population coverage, by mobile network technology 3G |
Initial Value: 1
|
100.00 |
24.00 |
Worst: Niger 24.00 Best: Armenia 100.00
99.84% |
99.88Value: 99.88
|
Ease of access to services
Rank 67 / Score 0.38 |
Account (% age 15+) |
Initial Value: 1
|
1.00 |
0.10 |
Worst: Afghanistan 0.10 Best: Denmark 1.00
83.75% |
0.85Value: 0.853716
|
Account, female (% age 15+) |
Initial Value: 1
|
1.00 |
0.05 |
Worst: Afghanistan 0.05 Best: Australia 1.00
85.45% |
0.86Value: 0.861808
|
Account, male (% age 15+) |
Initial Value: 1
|
1.00 |
0.15 |
Worst: Afghanistan 0.15 Best: Denmark 1.00
81.84% |
0.85Value: 0.845624
|
Owns a credit card (% age 15+) |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
12.07% |
0.1Value: 0.100157
|
Owns a credit card,female (% age 15+) |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
10.86% |
0.09Value: 0.0901374
|
Owns a credit card, male(% age 15+) |
Initial Value: 1
|
0.82 |
0.00 |
Worst: Cambodia 0.00 Best: Canada 0.82
13.44% |
0.11Value: 0.110176
|
Owns a debit card (% age 15+) |
Initial Value: 1
|
0.99 |
0.01 |
Worst: Sierra Leone 0.01 Best: Denmark 0.99
59.09% |
0.59Value: 0.589065
|
Owns a debit card, female(% age 15+) |
Initial Value: 1
|
0.99 |
0.00 |
Worst: Afghanistan 0.00 Best: Denmark 0.99
55.02% |
0.54Value: 0.544741
|
Owns a debit card, male (% age 15+) |
Initial Value: 1
|
0.99 |
0.03 |
Worst: Sierra Leone 0.03 Best: Denmark 0.99
62.85% |
0.63Value: 0.633389
|
Deposit account with commercial banks |
Initial Value: 1
|
2120000000.00 |
161189.00 |
Worst: Central African Republic 161189.00 Best: India 2120000000.00
3.42% |
72600000Value: 7.26e+007
|
Number of loan accounts with commercial banks per 1,000 adults |
Initial Value: 1
|
3532.09 |
3.02 |
Worst: Afghanistan 3.02 Best: Brazil 3532.09
12.58% |
447.05Value: 447.048
|
Main source of emergency funds in 30 days: loan from a bank, employer, or private lender (% age 15+) |
Initial Value: 1
|
0.28 |
0.01 |
Worst: Afghanistan 0.01 Best: Dominican Republic 0.28
34.15% |
0.1Value: 0.102201
|
Usage Rank 50 / Score 0.38 |
Traditional financial operations
Rank 40 / Score 0.52 |
Made a deposit (% with a financial institution account, age 15+) |
Initial Value: 1
|
0.97 |
0.15 |
Worst: Iraq 0.15 Best: Australia 0.97
75.07% |
0.77Value: 0.765601
|
Made a withdrawal (% with a financial institution account, age 15+) |
Initial Value: 1
|
0.98 |
0.15 |
Worst: Iraq 0.15 Best: Norway 0.98
72.58% |
0.75Value: 0.75238
|
Sent or received domestic remittances using an account (% age 15+) |
Initial Value: 1
|
0.63 |
0.01 |
Worst: Afghanistan 0.01 Best: Ghana 0.63
65.48% |
0.42Value: 0.415949
|
Received government payments (% age 15+) |
Initial Value: 1
|
0.89 |
0.05 |
Worst: Madagascar 0.05 Best: Mongolia 0.89
43.68% |
0.42Value: 0.416951
|
Borrowed from a formal financial institution (% age 15+) |
Initial Value: 1
|
0.81 |
0.02 |
Worst: Afghanistan 0.02 Best: Canada 0.81
20.51% |
0.18Value: 0.182052
|
Borrowed from a formal financial institution, female (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Afghanistan 0.01 Best: Canada 0.81
22.62% |
0.19Value: 0.190985
|
Borrowed from a formal financial institution, male (% age 15+) |
Initial Value: 1
|
0.81 |
0.03 |
Worst: Afghanistan 0.03 Best: Canada 0.81
18.35% |
0.17Value: 0.17312
|
Saved at a financial institution (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Norway 0.81
45.3% |
0.37Value: 0.37238
|
Saved at a financial institution, female (% age 15+) |
Initial Value: 1
|
0.84 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.84
39.68% |
0.33Value: 0.333354
|
Saved at a financial institution, male (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Sweden 0.81
50.18% |
0.41Value: 0.411406
|
Digital financial services
Rank 58 / Score 0.24 |
Used a mobile phone or the internet to access an account (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
24.34% |
0.21Value: 0.206852
|
Used a mobile phone or the internet to access an account, female (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
21.39% |
0.18Value: 0.181803
|
Used a mobile phone or the internet to access an account, male (% age 15+) |
Initial Value: 1
|
0.86 |
0.01 |
Worst: Ethiopia 0.01 Best: Norway 0.86
26.11% |
0.23Value: 0.231901
|
Used a mobile phone or the internet to buy something online (% age 15+) |
Initial Value: 1
|
0.87 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.87
15.95% |
0.14Value: 0.138783
|
Used a mobile phone or the internet to buy something online, female (% age 15+) |
Initial Value: 1
|
0.89 |
0.00 |
Worst: Ethiopia 0.00 Best: Denmark 0.89
15.33% |
0.14Value: 0.136454
|
Used a mobile phone or the internet to buy something online, male (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.85
16.6% |
0.14Value: 0.141113
|
Used a mobile phone or the internet to pay bills (% age 15+) |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
31.36% |
0.28Value: 0.275942
|
Used a mobile phone or the internet to pay bills, female (% age 15+) |
Initial Value: 1
|
0.90 |
0.00 |
Worst: Afghanistan 0.00 Best: Estonia 0.90
33.34% |
0.3Value: 0.300034
|
Used a mobile phone or the internet to pay bills, male (% age 15+) |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
28.62% |
0.25Value: 0.251851
|
Made or received a digital payment (% age 15+) |
Initial Value: 1
|
1.00 |
0.08 |
Worst: Afghanistan 0.08 Best: Denmark 1.00
79.12% |
0.81Value: 0.807949
|
Made or received a digital payment, female (% age 15+) |
Initial Value: 1
|
1.00 |
0.04 |
Worst: Afghanistan 0.04 Best: Denmark 1.00
81.39% |
0.82Value: 0.821386
|
Made or received a digital payment, male (% age 15+) |
Initial Value: 1
|
1.00 |
0.12 |
Worst: Afghanistan 0.12 Best: Denmark 1.00
76.65% |
0.79Value: 0.794513
|
Saved money using mobile money account (% age 15) |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.37
25.98% |
0.1Value: 0.0961207
|
Borrowed any money using mobile money (% age 15) |
Initial Value: 1
|
0.30 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.30
9.88% |
0.03Value: 0.0296373
|
Sent or received domestic remittances: through a money transfer service (% age 15+) |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Egypt 0.00 Best: Cambodia 0.37
31.75% |
0.12Value: 0.117485
|
Barriers Rank 19 / Score 0.77 |
Traditional barriers
Rank 14 / Score 0.91 |
No account because financial institutions are too far away (% without an account, age 15+) |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Croatia 0.00 Best: Afghanistan 0.38
12.38% |
0.05Value: 0.0470442
|
No account because financial services are too expensive (% without an account, age 15+) |
Initial Value: 1
|
0.51 |
0.01 |
Worst: Israel 0.01 Best: Nicaragua 0.51
7.42% |
0.05Value: 0.0470896
|
No account because of insufficient funds (% without an account, age 15+) |
Initial Value: 1
|
0.89 |
0.03 |
Worst: Malaysia 0.03 Best: Afghanistan 0.89
8.89% |
0.11Value: 0.10646
|
No account because of a lack of trust in financial institutions (% without an account, age 15+) |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Malaysia 0.00 Best: Afghanistan 0.38
9.69% |
0.04Value: 0.0368226
|
No account because of a lack of necessary documentation (% without an account, age 15+) |
Initial Value: 1
|
0.42 |
0.01 |
Worst: Cyprus 0.01 Best: Liberia 0.42
8.63% |
0.05Value: 0.0453788
|
Digital barriers
Rank 57 / Score 0.64 |
Ict regulatory environment |
Initial Value: 1
|
99.00 |
7.00 |
Worst: Libya 7.00 Best: Italy 99.00
85.11% |
85.3Value: 85.3
|
Regulatory quality |
Initial Value: 1
|
2.23 |
-2.20 |
Worst: Venezuela -2.20 Best: Singapore 2.23
48.01% |
-0.07Value: -0.0731475
|
Cybersecurity |
Initial Value: 1
|
100.00 |
2.20 |
Worst: Honduras 2.20 Best: United States 100.00
77.98% |
78.46Value: 78.46
|
Secure Internet servers (per 1 million people) |
Initial Value: 1
|
46678100.00 |
6.00 |
Worst: Central African Republic 6.00 Best: United States 46678100.00
1.83% |
855339Value: 855339
|
Smart phone cost |
Initial Value: 1
|
100.00 |
0.90 |
Worst: Malawi 0.90 Best: Australia 100.00
59.54% |
59.9Value: 59.9
|
Data-only mobile broadband basket |
Initial Value: 1
|
40.99 |
0.18 |
Worst: Luxembourg 0.18 Best: Central African Republic 40.99
5.24% |
2.32Value: 2.31898
|
Access to electricity (%) |
Initial Value: 1
|
100.00 |
0.00 |
Worst: Kosovo 0.00 Best: Albania 100.00
84.39% |
84.39Value: 84.3855
|
Support for digital literacy |
Initial Value: 1
|
3.00 |
0.00 |
Worst: Burkina Faso 0.00 Best: Argentina 3.00
100% |
3Value: 3
|
Digital skills among active population |
Initial Value: 1
|
5.83 |
2.74 |
Worst: Mozambique 2.74 Best: Finland 5.83
17.25% |
3.27Value: 3.27291
|
Mean years of schooling |
Initial Value: 1
|
14.20 |
1.60 |
Worst: Burkina Faso 1.60 Best: Germany 14.20
68.25% |
10.2Value: 10.2
|
Government expenditure on education (% of gdp ) |
Initial Value: 1
|
9.84 |
1.34 |
Worst: Venezuela 1.34 Best: Bolivia 9.84
57.09% |
6.19Value: 6.19288
|