KPI |
2023 - Malaysia |
Weight |
Best |
Worst |
Aspirational value |
Current Value |
Access Rank 50 / Score 0.43 |
Traditional infrastructure
Rank 77 / Score 0.11 |
Number of ATMs per 1000 Km² |
Initial Value: 1
|
3660.09 |
0.06 |
Worst: Central African Republic 0.06 Best: Singapore 3660.09
1.13% |
41.55Value: 41.5523
|
Number of ATMs per 100000 adults |
Initial Value: 1
|
276.29 |
0.36 |
Worst: Sierra Leone 0.36 Best: Uruguay 276.29
19.54% |
54.28Value: 54.2817
|
Number of commercial bank branches 100000 adults |
Initial Value: 1
|
72.07 |
0.39 |
Worst: Ukraine 0.39 Best: Bolivia 72.07
11.59% |
8.7Value: 8.69971
|
Number of commercial bank branches per 1000 km² |
Initial Value: 1
|
1218.10 |
0.03 |
Worst: Central African Republic 0.03 Best: China 1218.10
0.54% |
6.66Value: 6.65956
|
Digital infrastructure
Rank 31 / Score 0.72 |
Has access to the internet (% age 15+) |
Initial Value: 1
|
1.00 |
0.16 |
Worst: Afghanistan 0.16 Best: Denmark 1.00
85.08% |
0.87Value: 0.874701
|
Own a mobile phone (% age 15+) |
Initial Value: 1
|
1.00 |
0.55 |
Worst: Mozambique 0.55 Best: China 1.00
81.54% |
0.92Value: 0.916921
|
E-Finance content |
Initial Value: 1
|
2.00 |
1.00 |
Worst: Bangladesh 1.00 Best: Algeria 2.00
100% |
2Value: 2
|
Household with a computer (%) |
Initial Value: 1
|
0.99 |
0.02 |
Worst: Uganda 0.02 Best: Saudi Arabia 0.99
88.66% |
0.88Value: 0.88
|
Governemnt initiative to make wifi available |
Initial Value: 1
|
2.00 |
0.00 |
Worst: Benin 0.00 Best: Argentina 2.00
100% |
2Value: 2
|
International Internet bandwidth (bits per second per Internet user) |
Initial Value: 1
|
8267910.00 |
1432.50 |
Worst: Liberia 1432.50 Best: Luxembourg 8267910.00
2.96% |
246457Value: 246457
|
Propotion of individual using the internet for internet banking |
Initial Value: 1
|
0.96 |
0.00 |
Worst: El Salvador 0.00 Best: Denmark 0.96
72.92% |
0.7Value: 0.7
|
Active mobile broadband subscription per 100 inhabitants |
Initial Value: 1
|
241.18 |
5.22 |
Worst: Central African Republic 5.22 Best: United Arab Emirates 241.18
50.82% |
125.14Value: 125.145
|
Fixed-broadband subscriptions per 100 inhabitants |
Initial Value: 1
|
48.76 |
0.00 |
Worst: Chad 0.00 Best: France 48.76
22.81% |
11.12Value: 11.122
|
Population coverage, by mobile network technology 3G |
Initial Value: 1
|
100.00 |
24.00 |
Worst: Niger 24.00 Best: Armenia 100.00
93.95% |
95.4Value: 95.4
|
Ease of access to services
Rank 49 / Score 0.44 |
Account (% age 15+) |
Initial Value: 1
|
1.00 |
0.10 |
Worst: Afghanistan 0.10 Best: Denmark 1.00
87.08% |
0.88Value: 0.883732
|
Account, female (% age 15+) |
Initial Value: 1
|
1.00 |
0.05 |
Worst: Afghanistan 0.05 Best: Australia 1.00
86.86% |
0.88Value: 0.875147
|
Account, male (% age 15+) |
Initial Value: 1
|
1.00 |
0.15 |
Worst: Afghanistan 0.15 Best: Denmark 1.00
87.33% |
0.89Value: 0.892317
|
Owns a credit card (% age 15+) |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
9.51% |
0.08Value: 0.0789042
|
Owns a credit card,female (% age 15+) |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
10.06% |
0.08Value: 0.0834825
|
Owns a credit card, male(% age 15+) |
Initial Value: 1
|
0.82 |
0.00 |
Worst: Cambodia 0.00 Best: Canada 0.82
9.06% |
0.07Value: 0.0743259
|
Owns a debit card (% age 15+) |
Initial Value: 1
|
0.99 |
0.01 |
Worst: Sierra Leone 0.01 Best: Denmark 0.99
83.93% |
0.83Value: 0.832495
|
Owns a debit card, female(% age 15+) |
Initial Value: 1
|
0.99 |
0.00 |
Worst: Afghanistan 0.00 Best: Denmark 0.99
83.46% |
0.83Value: 0.826301
|
Owns a debit card, male (% age 15+) |
Initial Value: 1
|
0.99 |
0.03 |
Worst: Sierra Leone 0.03 Best: Denmark 0.99
84.24% |
0.84Value: 0.838689
|
Deposit account with commercial banks |
Initial Value: 1
|
2120000000.00 |
161189.00 |
Worst: Central African Republic 161189.00 Best: India 2120000000.00
2.54% |
54000000Value: 5.4e+007
|
Number of loan accounts with commercial banks per 1,000 adults |
Initial Value: 1
|
3532.09 |
3.02 |
Worst: Afghanistan 3.02 Best: Brazil 3532.09
22.73% |
805.16Value: 805.159
|
Main source of emergency funds in 30 days: loan from a bank, employer, or private lender (% age 15+) |
Initial Value: 1
|
0.28 |
0.01 |
Worst: Afghanistan 0.01 Best: Dominican Republic 0.28
1.42% |
0.01Value: 0.0138316
|
Usage Rank 45 / Score 0.42 |
Traditional financial operations
Rank 43 / Score 0.52 |
Made a deposit (% with a financial institution account, age 15+) |
Initial Value: 1
|
0.97 |
0.15 |
Worst: Iraq 0.15 Best: Australia 0.97
76.22% |
0.77Value: 0.77499
|
Made a withdrawal (% with a financial institution account, age 15+) |
Initial Value: 1
|
0.98 |
0.15 |
Worst: Iraq 0.15 Best: Norway 0.98
82.88% |
0.84Value: 0.837877
|
Sent or received domestic remittances using an account (% age 15+) |
Initial Value: 1
|
0.63 |
0.01 |
Worst: Afghanistan 0.01 Best: Ghana 0.63
39.46% |
0.25Value: 0.254624
|
Received government payments (% age 15+) |
Initial Value: 1
|
0.89 |
0.05 |
Worst: Madagascar 0.05 Best: Mongolia 0.89
52.86% |
0.49Value: 0.494037
|
Borrowed from a formal financial institution (% age 15+) |
Initial Value: 1
|
0.81 |
0.02 |
Worst: Afghanistan 0.02 Best: Canada 0.81
14.52% |
0.13Value: 0.134743
|
Borrowed from a formal financial institution, female (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Afghanistan 0.01 Best: Canada 0.81
15.02% |
0.13Value: 0.130144
|
Borrowed from a formal financial institution, male (% age 15+) |
Initial Value: 1
|
0.81 |
0.03 |
Worst: Afghanistan 0.03 Best: Canada 0.81
14.02% |
0.14Value: 0.139343
|
Saved at a financial institution (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Norway 0.81
57.37% |
0.47Value: 0.468965
|
Saved at a financial institution, female (% age 15+) |
Initial Value: 1
|
0.84 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.84
55.72% |
0.47Value: 0.468009
|
Saved at a financial institution, male (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Sweden 0.81
57.49% |
0.47Value: 0.469921
|
Digital financial services
Rank 46 / Score 0.31 |
Used a mobile phone or the internet to access an account (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
38.17% |
0.32Value: 0.324431
|
Used a mobile phone or the internet to access an account, female (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
35.15% |
0.3Value: 0.298755
|
Used a mobile phone or the internet to access an account, male (% age 15+) |
Initial Value: 1
|
0.86 |
0.01 |
Worst: Ethiopia 0.01 Best: Norway 0.86
40.01% |
0.35Value: 0.350108
|
Used a mobile phone or the internet to buy something online (% age 15+) |
Initial Value: 1
|
0.87 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.87
57.92% |
0.5Value: 0.503882
|
Used a mobile phone or the internet to buy something online, female (% age 15+) |
Initial Value: 1
|
0.89 |
0.00 |
Worst: Ethiopia 0.00 Best: Denmark 0.89
56.75% |
0.51Value: 0.505067
|
Used a mobile phone or the internet to buy something online, male (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.85
59.14% |
0.5Value: 0.502697
|
Used a mobile phone or the internet to pay bills (% age 15+) |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
44.44% |
0.39Value: 0.391055
|
Used a mobile phone or the internet to pay bills, female (% age 15+) |
Initial Value: 1
|
0.90 |
0.00 |
Worst: Afghanistan 0.00 Best: Estonia 0.90
38.1% |
0.34Value: 0.342896
|
Used a mobile phone or the internet to pay bills, male (% age 15+) |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
49.91% |
0.44Value: 0.439213
|
Made or received a digital payment (% age 15+) |
Initial Value: 1
|
1.00 |
0.08 |
Worst: Afghanistan 0.08 Best: Denmark 1.00
77.49% |
0.79Value: 0.792897
|
Made or received a digital payment, female (% age 15+) |
Initial Value: 1
|
1.00 |
0.04 |
Worst: Afghanistan 0.04 Best: Denmark 1.00
74.87% |
0.76Value: 0.758728
|
Made or received a digital payment, male (% age 15+) |
Initial Value: 1
|
1.00 |
0.12 |
Worst: Afghanistan 0.12 Best: Denmark 1.00
80.35% |
0.83Value: 0.827065
|
Saved money using mobile money account (% age 15) |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.37
25.11% |
0.09Value: 0.0929209
|
Borrowed any money using mobile money (% age 15) |
Initial Value: 1
|
0.30 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.30
12.76% |
0.04Value: 0.0382914
|
Sent or received domestic remittances: through a money transfer service (% age 15+) |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Egypt 0.00 Best: Cambodia 0.37
11.61% |
0.04Value: 0.0429512
|
Barriers Rank 3 / Score 0.85 |
Traditional barriers
Rank 2 / Score 0.99 |
No account because financial institutions are too far away (% without an account, age 15+) |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Croatia 0.00 Best: Afghanistan 0.38
2.09% |
0.01Value: 0.00793882
|
No account because financial services are too expensive (% without an account, age 15+) |
Initial Value: 1
|
0.51 |
0.01 |
Worst: Israel 0.01 Best: Nicaragua 0.51
0.83% |
0.01Value: 0.0141482
|
No account because of insufficient funds (% without an account, age 15+) |
Initial Value: 1
|
0.89 |
0.03 |
Worst: Malaysia 0.03 Best: Afghanistan 0.89
|
0.03Value: 0.0257066
|
No account because of a lack of trust in financial institutions (% without an account, age 15+) |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Malaysia 0.00 Best: Afghanistan 0.38
0.59% |
0Value: 0.00222997
|
No account because of a lack of necessary documentation (% without an account, age 15+) |
Initial Value: 1
|
0.42 |
0.01 |
Worst: Cyprus 0.01 Best: Liberia 0.42
4.33% |
0.03Value: 0.0277723
|
Digital barriers
Rank 25 / Score 0.71 |
Ict regulatory environment |
Initial Value: 1
|
99.00 |
7.00 |
Worst: Libya 7.00 Best: Italy 99.00
84.78% |
85Value: 85
|
Regulatory quality |
Initial Value: 1
|
2.23 |
-2.20 |
Worst: Venezuela -2.20 Best: Singapore 2.23
65.97% |
0.72Value: 0.72239
|
Cybersecurity |
Initial Value: 1
|
100.00 |
2.20 |
Worst: Honduras 2.20 Best: United States 100.00
98.02% |
98.06Value: 98.06
|
Secure Internet servers (per 1 million people) |
Initial Value: 1
|
46678100.00 |
6.00 |
Worst: Central African Republic 6.00 Best: United States 46678100.00
0.52% |
242565Value: 242565
|
Smart phone cost |
Initial Value: 1
|
100.00 |
0.90 |
Worst: Malawi 0.90 Best: Australia 100.00
44.6% |
45.1Value: 45.1
|
Data-only mobile broadband basket |
Initial Value: 1
|
40.99 |
0.18 |
Worst: Luxembourg 0.18 Best: Central African Republic 40.99
1.96% |
0.98Value: 0.978714
|
Access to electricity (%) |
Initial Value: 1
|
100.00 |
0.00 |
Worst: Kosovo 0.00 Best: Albania 100.00
100% |
100Value: 100
|
Support for digital literacy |
Initial Value: 1
|
3.00 |
0.00 |
Worst: Burkina Faso 0.00 Best: Argentina 3.00
100% |
3Value: 3
|
Digital skills among active population |
Initial Value: 1
|
5.83 |
2.74 |
Worst: Mozambique 2.74 Best: Finland 5.83
85.14% |
5.37Value: 5.37075
|
Mean years of schooling |
Initial Value: 1
|
14.20 |
1.60 |
Worst: Burkina Faso 1.60 Best: Germany 14.20
69.84% |
10.4Value: 10.4
|
Government expenditure on education (% of gdp ) |
Initial Value: 1
|
9.84 |
1.34 |
Worst: Venezuela 1.34 Best: Bolivia 9.84
30.32% |
3.92Value: 3.91697
|