The Index Simulator

This simulator is for advanced users who have an understanding of the indices and have reviewed their country's ranking in those indices. The Index Simulator allows you to imagine how a change in your country's performance in an index KPI would alter its overall ranking, and to select other countries for comparison.

Country description

Trinidad and Tobago is a high income country. It has a GDP per capita of around 18.33 Thousand USD (2023) and HDI value of 0.81 (2022)

Index description

Financial inclusiveness is a key component of economic integration, participation and growth. It has significant impact on inequalities, especially for women access to work and economic activity. The index comprises of three parameters including Access, Usage and Barriers.

Results for Trinidad and Tobago


Simulator
projection
Rank
Score
Value:

Comparison benchmarks
Compare to:
Top 3 in Income Group
Top 3 in Region
Compare to:
Income Group
Region
KPI Information icon 2023 - Trinidad and Tobago
Weight Information icon Best Worst Aspirational value Information icon Current Value
Access
Rank - / Score -
plus interface iconTraditional infrastructure
Number of ATMs per 1000 Km²Information icon
Initial Value: 1
3660.09 0.06
Worst: Central African Republic 0.06
Best: Singapore 3660.09
0%
N/AValue: N/A
Number of ATMs per 100000 adultsInformation icon
Initial Value: 1
276.29 0.36
Worst: Sierra Leone 0.36
Best: Uruguay 276.29
N/AValue: N/A
Number of commercial bank branches 100000 adultsInformation icon
Initial Value: 1
72.07 0.39
Worst: Ukraine 0.39
Best: Bolivia 72.07
N/AValue: N/A
Number of commercial bank branches per 1000 km²Information icon
Initial Value: 1
1218.10 0.03
Worst: Central African Republic 0.03
Best: China 1218.10
0%
N/AValue: N/A
plus interface iconDigital infrastructure
Has access to the internet (% age 15+)Information icon
Initial Value: 1
1.00 0.16
Worst: Afghanistan 0.16
Best: Denmark 1.00
N/AValue: N/A
Own a mobile phone (% age 15+)Information icon
Initial Value: 1
1.00 0.55
Worst: Mozambique 0.55
Best: China 1.00
N/AValue: N/A
E-Finance content Information icon
Initial Value: 1
2.00 1.00
Worst: Bangladesh 1.00
Best: Algeria 2.00
N/AValue: N/A
Household with a computer (%)Information icon
Initial Value: 1
0.99 0.02
Worst: Uganda 0.02
Best: Saudi Arabia 0.99
N/AValue: N/A
Governemnt initiative to make wifi availableInformation icon
Initial Value: 1
2.00 0.00
Worst: Benin 0.00
Best: Argentina 2.00
0%
N/AValue: N/A
International Internet bandwidth (bits per second per Internet user)Information icon
Initial Value: 1
8267910.00 1432.50
Worst: Liberia 1432.50
Best: Luxembourg 8267910.00
N/AValue: N/A
Propotion of individual using the internet for internet bankingInformation icon
Initial Value: 1
0.96 0.00
Worst: El Salvador 0.00
Best: Denmark 0.96
0%
N/AValue: N/A
Active mobile broadband subscription per 100 inhabitantsInformation icon
Initial Value: 1
241.18 5.22
Worst: Central African Republic 5.22
Best: United Arab Emirates 241.18
N/AValue: N/A
Fixed-broadband subscriptions per 100 inhabitantsInformation icon
Initial Value: 1
48.76 0.00
Worst: Chad 0.00
Best: France 48.76
0%
N/AValue: N/A
Population coverage, by mobile network technology 3GInformation icon
Initial Value: 1
100.00 24.00
Worst: Niger 24.00
Best: Armenia 100.00
N/AValue: N/A
plus interface iconEase of access to services
Account (% age 15+)Information icon
Initial Value: 1
1.00 0.10
Worst: Afghanistan 0.10
Best: Denmark 1.00
N/AValue: N/A
Account, female (% age 15+)Information icon
Initial Value: 1
1.00 0.05
Worst: Afghanistan 0.05
Best: Australia 1.00
N/AValue: N/A
Account, male (% age 15+)Information icon
Initial Value: 1
1.00 0.15
Worst: Afghanistan 0.15
Best: Denmark 1.00
N/AValue: N/A
Owns a credit card (% age 15+)Information icon
Initial Value: 1
0.83 0.00
Worst: Pakistan 0.00
Best: Canada 0.83
0%
N/AValue: N/A
Owns a credit card,female (% age 15+)Information icon
Initial Value: 1
0.83 0.00
Worst: Pakistan 0.00
Best: Canada 0.83
0%
N/AValue: N/A
Owns a credit card, male(% age 15+)Information icon
Initial Value: 1
0.82 0.00
Worst: Cambodia 0.00
Best: Canada 0.82
0%
N/AValue: N/A
Owns a debit card (% age 15+)Information icon
Initial Value: 1
0.99 0.01
Worst: Sierra Leone 0.01
Best: Denmark 0.99
N/AValue: N/A
Owns a debit card, female(% age 15+)Information icon
Initial Value: 1
0.99 0.00
Worst: Afghanistan 0.00
Best: Denmark 0.99
0%
N/AValue: N/A
Owns a debit card, male (% age 15+)Information icon
Initial Value: 1
0.99 0.03
Worst: Sierra Leone 0.03
Best: Denmark 0.99
N/AValue: N/A
Deposit account with commercial banks Information icon
Initial Value: 1
2120000000.00 161189.00
Worst: Central African Republic 161189.00
Best: India 2120000000.00
N/AValue: N/A
Number of loan accounts with commercial banks per 1,000 adultsInformation icon
Initial Value: 1
3532.09 3.02
Worst: Afghanistan 3.02
Best: Brazil 3532.09
N/AValue: N/A
Main source of emergency funds in 30 days: loan from a bank, employer, or private lender (% age 15+)Information icon
Initial Value: 1
0.28 0.01
Worst: Afghanistan 0.01
Best: Dominican Republic 0.28
N/AValue: N/A
Usage
Rank - / Score -
plus interface iconTraditional financial operations
Made a deposit (% with a financial institution account, age 15+)Information icon
Initial Value: 1
0.97 0.15
Worst: Iraq 0.15
Best: Australia 0.97
N/AValue: N/A
Made a withdrawal (% with a financial institution account, age 15+)Information icon
Initial Value: 1
0.98 0.15
Worst: Iraq 0.15
Best: Norway 0.98
N/AValue: N/A
Sent or received domestic remittances using an account (% age 15+)Information icon
Initial Value: 1
0.63 0.01
Worst: Afghanistan 0.01
Best: Ghana 0.63
N/AValue: N/A
Received government payments (% age 15+)Information icon
Initial Value: 1
0.89 0.05
Worst: Madagascar 0.05
Best: Mongolia 0.89
N/AValue: N/A
Borrowed from a formal financial institution (% age 15+)Information icon
Initial Value: 1
0.81 0.02
Worst: Afghanistan 0.02
Best: Canada 0.81
N/AValue: N/A
Borrowed from a formal financial institution, female (% age 15+)Information icon
Initial Value: 1
0.81 0.01
Worst: Afghanistan 0.01
Best: Canada 0.81
N/AValue: N/A
Borrowed from a formal financial institution, male (% age 15+)Information icon
Initial Value: 1
0.81 0.03
Worst: Afghanistan 0.03
Best: Canada 0.81
N/AValue: N/A
Saved at a financial institution (% age 15+)Information icon
Initial Value: 1
0.81 0.01
Worst: Tajikistan 0.01
Best: Norway 0.81
N/AValue: N/A
Saved at a financial institution, female (% age 15+)Information icon
Initial Value: 1
0.84 0.00
Worst: Afghanistan 0.00
Best: Norway 0.84
0%
N/AValue: N/A
Saved at a financial institution, male (% age 15+)Information icon
Initial Value: 1
0.81 0.01
Worst: Tajikistan 0.01
Best: Sweden 0.81
N/AValue: N/A
plus interface iconDigital financial services
Used a mobile phone or the internet to access an account (% age 15+)Information icon
Initial Value: 1
0.85 0.00
Worst: Ethiopia 0.00
Best: Norway 0.85
0%
N/AValue: N/A
Used a mobile phone or the internet to access an account, female (% age 15+)Information icon
Initial Value: 1
0.85 0.00
Worst: Ethiopia 0.00
Best: Norway 0.85
0%
N/AValue: N/A
Used a mobile phone or the internet to access an account, male (% age 15+)Information icon
Initial Value: 1
0.86 0.01
Worst: Ethiopia 0.01
Best: Norway 0.86
N/AValue: N/A
Used a mobile phone or the internet to buy something online (% age 15+)Information icon
Initial Value: 1
0.87 0.00
Worst: Ethiopia 0.00
Best: Norway 0.87
0%
N/AValue: N/A
Used a mobile phone or the internet to buy something online, female (% age 15+)Information icon
Initial Value: 1
0.89 0.00
Worst: Ethiopia 0.00
Best: Denmark 0.89
0%
N/AValue: N/A
Used a mobile phone or the internet to buy something online, male (% age 15+)Information icon
Initial Value: 1
0.85 0.00
Worst: Afghanistan 0.00
Best: Norway 0.85
0%
N/AValue: N/A
Used a mobile phone or the internet to pay bills (% age 15+)Information icon
Initial Value: 1
0.88 0.00
Worst: Afghanistan 0.00
Best: Finland 0.88
0%
N/AValue: N/A
Used a mobile phone or the internet to pay bills, female (% age 15+)Information icon
Initial Value: 1
0.90 0.00
Worst: Afghanistan 0.00
Best: Estonia 0.90
0%
N/AValue: N/A
Used a mobile phone or the internet to pay bills, male (% age 15+)Information icon
Initial Value: 1
0.88 0.00
Worst: Afghanistan 0.00
Best: Finland 0.88
0%
N/AValue: N/A
Made or received a digital payment (% age 15+)Information icon
Initial Value: 1
1.00 0.08
Worst: Afghanistan 0.08
Best: Denmark 1.00
N/AValue: N/A
Made or received a digital payment, female (% age 15+)Information icon
Initial Value: 1
1.00 0.04
Worst: Afghanistan 0.04
Best: Denmark 1.00
N/AValue: N/A
Made or received a digital payment, male (% age 15+)Information icon
Initial Value: 1
1.00 0.12
Worst: Afghanistan 0.12
Best: Denmark 1.00
N/AValue: N/A
Saved money using mobile money account (% age 15)Information icon
Initial Value: 1
0.37 0.00
Worst: Afghanistan 0.00
Best: Kenya 0.37
0%
N/AValue: N/A
Borrowed any money using mobile money (% age 15)Information icon
Initial Value: 1
0.30 0.00
Worst: Afghanistan 0.00
Best: Kenya 0.30
0%
N/AValue: N/A
Sent or received domestic remittances: through a money transfer service (% age 15+)Information icon
Initial Value: 1
0.37 0.00
Worst: Egypt 0.00
Best: Cambodia 0.37
0%
N/AValue: N/A
Barriers
Rank - / Score -
plus interface iconTraditional barriers
No account because financial institutions are too far away (% without an account, age 15+)Information icon
Initial Value: 1
0.38 0.00
Worst: Croatia 0.00
Best: Afghanistan 0.38
0%
N/AValue: N/A
No account because financial services are too expensive (% without an account, age 15+)Information icon
Initial Value: 1
0.51 0.01
Worst: Israel 0.01
Best: Nicaragua 0.51
N/AValue: N/A
No account because of insufficient funds (% without an account, age 15+)Information icon
Initial Value: 1
0.89 0.03
Worst: Malaysia 0.03
Best: Afghanistan 0.89
N/AValue: N/A
No account because of a lack of trust in financial institutions (% without an account, age 15+)Information icon
Initial Value: 1
0.38 0.00
Worst: Malaysia 0.00
Best: Afghanistan 0.38
0%
N/AValue: N/A
No account because of a lack of necessary documentation (% without an account, age 15+)Information icon
Initial Value: 1
0.42 0.01
Worst: Cyprus 0.01
Best: Liberia 0.42
N/AValue: N/A
plus interface iconDigital barriers
Ict regulatory environmentInformation icon
Initial Value: 1
99.00 7.00
Worst: Libya 7.00
Best: Italy 99.00
N/AValue: N/A
Regulatory qualityInformation icon
Initial Value: 1
2.23 -2.20
Worst: Venezuela -2.20
Best: Singapore 2.23
49.66%
N/AValue: N/A
CybersecurityInformation icon
Initial Value: 1
100.00 2.20
Worst: Honduras 2.20
Best: United States 100.00
N/AValue: N/A
Secure Internet servers (per 1 million people)Information icon
Initial Value: 1
46678100.00 6.00
Worst: Central African Republic 6.00
Best: United States 46678100.00
0%
N/AValue: N/A
Smart phone costInformation icon
Initial Value: 1
100.00 0.90
Worst: Malawi 0.90
Best: Australia 100.00
N/AValue: N/A
Data-only mobile broadband basketInformation icon
Initial Value: 1
40.99 0.18
Worst: Luxembourg 0.18
Best: Central African Republic 40.99
N/AValue: N/A
Access to electricity (%)Information icon
Initial Value: 1
100.00 0.00
Worst: Kosovo 0.00
Best: Albania 100.00
0%
N/AValue: N/A
Support for digital literacy Information icon
Initial Value: 1
3.00 0.00
Worst: Burkina Faso 0.00
Best: Argentina 3.00
0%
N/AValue: N/A
Digital skills among active population Information icon
Initial Value: 1
5.83 2.74
Worst: Mozambique 2.74
Best: Finland 5.83
N/AValue: N/A
Mean years of schooling Information icon
Initial Value: 1
14.20 1.60
Worst: Burkina Faso 1.60
Best: Germany 14.20
N/AValue: N/A
Government expenditure on education (% of gdp )Information icon
Initial Value: 1
9.84 1.34
Worst: Venezuela 1.34
Best: Bolivia 9.84
N/AValue: N/A
Index Global Highlights
Global Details
Global Average
0.43 Value: 0.430144474820144
Developed Economies Average
0.6 0.5995718
Developing Economies Average
0.39 0.385972680555556
Highest Ranked Country Country Luxembourg
Score
0.73 0.729278
Global Rank 1
Lowest Ranked Country Country Central African Republic
Score
0.1 0.100368
Global Rank 139
Highest Ranked Developed Country Country Luxembourg
Score
0.73 0.729278
Global Rank 1
Lowest Ranked Developed Country Country Romania
Score
0.48 0.480315
Global Rank 57
Highest Ranked Developing Country Country Korea, Rep.
Score
0.68 0.684512
Global Rank 2
Lowest Ranked Developing Country Country Niger
Score
0.14 0.137462
Global Rank 137
Arab Region Details Information icon
Arab Average
0.39 0.38632475
Arab Diversified Egypt, Iraq, Jordan, Lebanon, State of Palestine
0.32 0.3179494
Arab LDC Comoros, Djibouti, Mauritania, Somalia, Sudan, Syrian Arab Republic, Yemen
0.22 0.215837
Highest Ranked Country Country Bahrain
Score
0.59 0.592073
Global Rank 25
Lowest Ranked Country Country Mauritania
Score
0.22 0.215837
Global Rank 130
Highest Arab Diversified Country Country Jordan
Score
0.39 0.386577
Global Rank 77
Lowest Arab Diversified Country Country Iraq
Score
0.22 0.215952
Global Rank 129
Highest Arab LDC Country Mauritania
Score
0.22 0.215837
Global Rank 130
Lowest Arab LDC Country Mauritania
Score
0.22 0.215837
Global Rank 130
Economies per capita
High-Income Andorra, Antigua and Barbuda, Australia, Austria, Bahamas, Bahrain, Barbados, Brunei Darussalam, Belgium, Canada, Croatia, Nauru, Chile, Cyprus, Denmark, Puerto Rico, Taiwan, Estonia, Finland, France, Germany, Greece, Monaco, Hungary, Iceland, Ireland, Israel, Italy, Japan, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mauritius, Netherlands, New Zealand, Norway, Oman, Palau, Panama, Poland, Portugal, San Marino, Singapore, Slovak Republic, Qatar, Korea, Rep., Romania, St. Kitts and Nevis, Saudi Arabia, Seychelles, Slovenia, Spain, Sweden, Switzerland, Trinidad and Tobago, United Arab Emirates, United Kingdom, United States, Czech Republic, Hong Kong SAR
0.58 0.583117239130435
Upper-Middle-Income Albania, Argentina, Armenia, Azerbaijan, Belarus, China, Belize, Bosnia and Herzegovina, Botswana, Brazil, Bulgaria, Colombia, Costa Rica, Dominica, Dominican Republic, Ecuador, Equatorial Guinea, Fiji, Gabon, Georgia, Grenada, Guatemala, Guyana, Indonesia, Iran, Islamic Rep., Iraq, Jamaica, Jordan, Kazakhstan, Libya, Malaysia, Maldives, Marshall Islands, Mexico, Montenegro, Namibia, Paraguay, Peru, Russian Federation, St. Lucia, St. Vincent and the Grenadines, Samoa, Serbia, Kosovo, Suriname, Thailand, Tonga, Turkey, Turkmenistan, Tuvalu, Venezuela, South Africa, North Macedonia
0.43 0.431477135135135
Lower-Middle-Income Algeria, Angola, Bangladesh, Benin, Bhutan, Bolivia, Cambodia, Cameroon, Cape Verde, Myanmar, Comoros, Congo, Rep., Djibouti, Egypt, El Salvador, Eswatini, Ghana, Honduras, India, Kenya, Kiribati, Kyrgyz Republic, Lao PDR, Lebanon, Lesotho, Mauritania, Micronesia, Mongolia, Morocco, Nepal, Nicaragua, Nigeria, Pakistan, Papua New Guinea, Philippines, Moldova, Sao Tome and Principe, Senegal, Solomon Islands, Sri Lanka, Timor-Leste, Tunisia, Ukraine, Tanzania, Uzbekistan, Vanuatu, Viet Nam, Uruguay, Zimbabwe, Zambia, Cote d'Ivoire, State of Palestine
0.34 0.340805894736842
Low Income Afghanistan, Chad, Burkina Faso, Burundi, Korea Dem Rep., Congo, Democratic Rep., Eritrea, Ethiopia, Gambia, Guinea, Haiti, Malawi, Mali, Guinea-Bissau, Liberia, Madagascar, Mozambique, Niger, Somalia, Rwanda, Togo, Sierra Leone, South Sudan, Sudan, Syrian Arab Republic, Tajikistan, Uganda, Yemen, Central African Republic
0.23 0.225078388888889
Oil Exporting/Importing
Oil Exporting Average Albania, Algeria, Angola, Argentina, Australia, Azerbaijan, Bahrain, Barbados, Brunei Darussalam, Chad, China, Belize, Bolivia, Brazil, Cameroon, Canada, Colombia, Congo, Rep., Congo, Democratic Rep., Denmark, Ecuador, Egypt, Equatorial Guinea, Estonia, Gabon, Georgia, Germany, Greece, Guatemala, Indonesia, Iran, Islamic Rep., Iraq, Ireland, Kazakhstan, Kuwait, Libya, Lithuania, Malaysia, Mauritania, Mexico, Mongolia, Netherlands, New Zealand, Nigeria, Norway, Oman, Papua New Guinea, Peru, Philippines, Poland, Slovak Republic, Qatar, Russian Federation, Saudi Arabia, South Sudan, Sudan, Suriname, Syrian Arab Republic, Thailand, Timor-Leste, Trinidad and Tobago, Tunisia, United Arab Emirates, United Kingdom, United States, Venezuela, Viet Nam, Yemen
0.46 0.458963
Oil Importing Average Afghanistan, Andorra, Antigua and Barbuda, Armenia, Austria, Bahamas, Bangladesh, Belarus, Belgium, Benin, Bhutan, Bosnia and Herzegovina, Botswana, Bulgaria, Burkina Faso, Burundi, Cambodia, Cape Verde, Croatia, Korea Dem Rep., Myanmar, Nauru, Chile, Comoros, Costa Rica, Cyprus, Djibouti, Dominica, Dominican Republic, El Salvador, Puerto Rico, Taiwan, Eritrea, Eswatini, Ethiopia, Fiji, Finland, France, Gambia, Ghana, Grenada, Guinea, Haiti, Malawi, Mali, Monaco, Guinea-Bissau, Guyana, Honduras, Hungary, Iceland, India, Israel, Italy, Jamaica, Japan, Jordan, Kenya, Kiribati, Kyrgyz Republic, Lao PDR, Latvia, Lebanon, Lesotho, Liberia, Liechtenstein, Luxembourg, Madagascar, Maldives, Malta, Marshall Islands, Mauritius, Micronesia, Montenegro, Morocco, Mozambique, Namibia, Nepal, Nicaragua, Niger, Pakistan, Palau, Panama, Paraguay, Portugal, San Marino, Singapore, Somalia, Korea, Rep., Moldova, Romania, Rwanda, St. Kitts and Nevis, St. Lucia, St. Vincent and the Grenadines, Samoa, Sao Tome and Principe, Senegal, Serbia, Seychelles, Togo, Kosovo, Sierra Leone, Slovenia, Solomon Islands, Spain, Sri Lanka, Sweden, Switzerland, Tajikistan, Tonga, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, Tanzania, Uzbekistan, Vanuatu, Uruguay, Czech Republic, Hong Kong SAR, Zimbabwe, Zambia, Central African Republic, Cote d'Ivoire, South Africa, State of Palestine, North Macedonia
0.41 0.411275202380952
Oil Exporting Best Country United States
Score
0.68 0.675353
Global Rank 3
Oil Exporting Worst Country Chad
Score
0.13 0.134926
Global Rank 138
Oil Importing Best Country Luxembourg
Score
0.73 0.729278
Global Rank 1
Oil Importing Worst Country Central African Republic
Score
0.1 0.100368
Global Rank 139
OECD Information icon
OECD Average
0.59 0.592427027777778
OECD Developed Average Australia, Austria, Belgium, Canada, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Japan, Latvia, Lithuania, Luxembourg, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States, Czech Republic
0.6 0.6009366875
OECD Developing Average Chile, Colombia, Mexico, Korea, Rep., Turkey
0.49 0.494194
OECD Best Country Luxembourg
Score
0.73 0.729278
Global Rank 1
OECD Worst Country Colombia
Score
0.37 0.371931
Global Rank 87
OECD Developed Best Country Luxembourg
Score
0.73 0.729278
Global Rank 1
OECD Developed Worst Country Mexico
Score
0.37 0.373571
Global Rank 85
OECD Developing Best Country Korea, Rep.
Score
0.68 0.684512
Global Rank 2
OECD Developing Worst Country Colombia
Score
0.37 0.371931
Global Rank 87
ESCWA region Information icon
Simple Average
0.39
Highest Ranked Country Country Bahrain
Score 0.59
Rank 25
Lowest Ranked Country Country Mauritania
Score 0.22
Rank 130
East Asia and Pacific Information icon
Simple Average
0.48
Highest Ranked Country Country Australia
Score 0.65
Rank 7
Lowest Ranked Country Country Lao PDR
Score 0.26
Rank 119
Europe and Central Asia Information icon
Simple Average
0.54
Highest Ranked Country Country Luxembourg
Score 0.73
Rank 1
Lowest Ranked Country Country Tajikistan
Score 0.28
Rank 113
Latin America and The Caribbean Information icon
Simple Average
0.39
Highest Ranked Country Country Chile
Score 0.54
Rank 40
Lowest Ranked Country Country Nicaragua
Score 0.21
Rank 132
North America Information icon
Simple Average
0.67
Highest Ranked Country Country United States
Score 0.68
Rank 3
Lowest Ranked Country Country Canada
Score 0.67
Rank 4
South Asia Information icon
Simple Average
0.35
Highest Ranked Country Country Iran, Islamic Rep.
Score 0.54
Rank 41
Lowest Ranked Country Country Afghanistan
Score 0.15
Rank 136
Sub-Saharan Africa Information icon
Simple Average
0.29
Highest Ranked Country Country Mauritius
Score 0.52
Rank 49
Lowest Ranked Country Country Central African Republic
Score 0.1
Rank 139
Simulator Projection
Simulated
Rank:
Score:
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