KPI  |
2023 - Albania |
Weight  |
Best |
Worst |
Aspirational value  |
Current Value |
Access Rank 94 / Score 0.26 |
Traditional infrastructure
Rank 62 / Score 0.15 |
Number of ATMs per 1000 Km²  |
Initial Value: 1
|
3660.09 |
0.06 |
Worst: Central African Republic 0.06 Best: Singapore 3660.09
0.82% |
30Value: 30
|
Number of ATMs per 100000 adults  |
Initial Value: 1
|
276.29 |
0.36 |
Worst: Sierra Leone 0.36 Best: Uruguay 276.29
12.65% |
35.26Value: 35.2554
|
Number of commercial bank branches 100000 adults  |
Initial Value: 1
|
72.07 |
0.39 |
Worst: Ukraine 0.39 Best: Bolivia 72.07
25.36% |
18.57Value: 18.5713
|
Number of commercial bank branches per 1000 km²  |
Initial Value: 1
|
1218.10 |
0.03 |
Worst: Central African Republic 0.03 Best: China 1218.10
1.29% |
15.8Value: 15.8029
|
Digital infrastructure
Rank 98 / Score 0.46 |
Has access to the internet (% age 15+)  |
Initial Value: 1
|
1.00 |
0.16 |
Worst: Afghanistan 0.16 Best: Denmark 1.00
73.97% |
0.78Value: 0.781315
|
Own a mobile phone (% age 15+)  |
Initial Value: 1
|
1.00 |
0.55 |
Worst: Mozambique 0.55 Best: China 1.00
79.13% |
0.91Value: 0.906096
|
E-Finance content   |
Initial Value: 1
|
2.00 |
1.00 |
Worst: Bangladesh 1.00 Best: Algeria 2.00
|
n/aValue: n/a
|
Household with a computer (%)  |
Initial Value: 1
|
0.99 |
0.02 |
Worst: Uganda 0.02 Best: Saudi Arabia 0.99
18.56% |
0.2Value: 0.2
|
Governemnt initiative to make wifi available  |
Initial Value: 1
|
2.00 |
0.00 |
Worst: Benin 0.00 Best: Argentina 2.00
0% |
n/aValue: n/a
|
International Internet bandwidth (bits per second per Internet user)  |
Initial Value: 1
|
8267910.00 |
1432.50 |
Worst: Liberia 1432.50 Best: Luxembourg 8267910.00
1.04% |
87693.3Value: 87693.3
|
Propotion of individual using the internet for internet banking  |
Initial Value: 1
|
0.96 |
0.00 |
Worst: El Salvador 0.00 Best: Denmark 0.96
6.88% |
0.07Value: 0.066
|
Active mobile broadband subscription per 100 inhabitants  |
Initial Value: 1
|
241.18 |
5.22 |
Worst: Central African Republic 5.22 Best: United Arab Emirates 241.18
28.32% |
72.04Value: 72.0369
|
Fixed-broadband subscriptions per 100 inhabitants  |
Initial Value: 1
|
48.76 |
0.00 |
Worst: Chad 0.00 Best: France 48.76
40.19% |
19.6Value: 19.5955
|
Population coverage, by mobile network technology 3G  |
Initial Value: 1
|
100.00 |
24.00 |
Worst: Niger 24.00 Best: Armenia 100.00
98.95% |
99.2Value: 99.2
|
Ease of access to services
Rank 104 / Score 0.16 |
Account (% age 15+)  |
Initial Value: 1
|
1.00 |
0.10 |
Worst: Afghanistan 0.10 Best: Denmark 1.00
37.93% |
0.44Value: 0.441356
|
Account, female (% age 15+)  |
Initial Value: 1
|
1.00 |
0.05 |
Worst: Afghanistan 0.05 Best: Australia 1.00
42.83% |
0.46Value: 0.456861
|
Account, male (% age 15+)  |
Initial Value: 1
|
1.00 |
0.15 |
Worst: Afghanistan 0.15 Best: Denmark 1.00
32.45% |
0.43Value: 0.425852
|
Owns a credit card (% age 15+)  |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
5.98% |
0.05Value: 0.0496626
|
Owns a credit card,female (% age 15+)  |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
4.89% |
0.04Value: 0.0406233
|
Owns a credit card, male(% age 15+)  |
Initial Value: 1
|
0.82 |
0.00 |
Worst: Cambodia 0.00 Best: Canada 0.82
7.16% |
0.06Value: 0.0587019
|
Owns a debit card (% age 15+)  |
Initial Value: 1
|
0.99 |
0.01 |
Worst: Sierra Leone 0.01 Best: Denmark 0.99
26.49% |
0.27Value: 0.26963
|
Owns a debit card, female(% age 15+)  |
Initial Value: 1
|
0.99 |
0.00 |
Worst: Afghanistan 0.00 Best: Denmark 0.99
28.09% |
0.28Value: 0.278132
|
Owns a debit card, male (% age 15+)  |
Initial Value: 1
|
0.99 |
0.03 |
Worst: Sierra Leone 0.03 Best: Denmark 0.99
24.08% |
0.26Value: 0.261128
|
Deposit account with commercial banks   |
Initial Value: 1
|
2120000000.00 |
161189.00 |
Worst: Central African Republic 161189.00 Best: India 2120000000.00
0.17% |
3788530Value: 3.78853e+006
|
Number of loan accounts with commercial banks per 1,000 adults  |
Initial Value: 1
|
3532.09 |
3.02 |
Worst: Afghanistan 3.02 Best: Brazil 3532.09
5.11% |
183.26Value: 183.258
|
Main source of emergency funds in 30 days: loan from a bank, employer, or private lender (% age 15+)  |
Initial Value: 1
|
0.28 |
0.01 |
Worst: Afghanistan 0.01 Best: Dominican Republic 0.28
10.11% |
0.04Value: 0.0372931
|
Usage Rank 92 / Score 0.21 |
Traditional financial operations
Rank 77 / Score 0.33 |
Made a deposit (% with a financial institution account, age 15+)  |
Initial Value: 1
|
0.97 |
0.15 |
Worst: Iraq 0.15 Best: Australia 0.97
60.39% |
0.65Value: 0.645189
|
Made a withdrawal (% with a financial institution account, age 15+)  |
Initial Value: 1
|
0.98 |
0.15 |
Worst: Iraq 0.15 Best: Norway 0.98
62.71% |
0.67Value: 0.67051
|
Sent or received domestic remittances using an account (% age 15+)  |
Initial Value: 1
|
0.63 |
0.01 |
Worst: Afghanistan 0.01 Best: Ghana 0.63
9.67% |
0.07Value: 0.069929
|
Received government payments (% age 15+)  |
Initial Value: 1
|
0.89 |
0.05 |
Worst: Madagascar 0.05 Best: Mongolia 0.89
33.5% |
0.33Value: 0.331418
|
Borrowed from a formal financial institution (% age 15+)  |
Initial Value: 1
|
0.81 |
0.02 |
Worst: Afghanistan 0.02 Best: Canada 0.81
14.46% |
0.13Value: 0.134271
|
Borrowed from a formal financial institution, female (% age 15+)  |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Afghanistan 0.01 Best: Canada 0.81
13.66% |
0.12Value: 0.119261
|
Borrowed from a formal financial institution, male (% age 15+)  |
Initial Value: 1
|
0.81 |
0.03 |
Worst: Afghanistan 0.03 Best: Canada 0.81
15.29% |
0.15Value: 0.149281
|
Saved at a financial institution (% age 15+)  |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Norway 0.81
10.87% |
0.1Value: 0.0969921
|
Saved at a financial institution, female (% age 15+)  |
Initial Value: 1
|
0.84 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.84
9.61% |
0.08Value: 0.0806958
|
Saved at a financial institution, male (% age 15+)  |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Sweden 0.81
12.91% |
0.11Value: 0.113288
|
Digital financial services
Rank 114 / Score 0.09 |
Used a mobile phone or the internet to access an account (% age 15+)  |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
4.96% |
0.04Value: 0.0421931
|
Used a mobile phone or the internet to access an account, female (% age 15+)  |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
4.35% |
0.04Value: 0.0370045
|
Used a mobile phone or the internet to access an account, male (% age 15+)  |
Initial Value: 1
|
0.86 |
0.01 |
Worst: Ethiopia 0.01 Best: Norway 0.86
4.4% |
0.05Value: 0.0473818
|
Used a mobile phone or the internet to buy something online (% age 15+)  |
Initial Value: 1
|
0.87 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.87
19.81% |
0.17Value: 0.172312
|
Used a mobile phone or the internet to buy something online, female (% age 15+)  |
Initial Value: 1
|
0.89 |
0.00 |
Worst: Ethiopia 0.00 Best: Denmark 0.89
21.69% |
0.19Value: 0.193062
|
Used a mobile phone or the internet to buy something online, male (% age 15+)  |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.85
17.83% |
0.15Value: 0.151563
|
Used a mobile phone or the internet to pay bills (% age 15+)  |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
5.59% |
0.05Value: 0.0491653
|
Used a mobile phone or the internet to pay bills, female (% age 15+)  |
Initial Value: 1
|
0.90 |
0.00 |
Worst: Afghanistan 0.00 Best: Estonia 0.90
3.27% |
0.03Value: 0.0294514
|
Used a mobile phone or the internet to pay bills, male (% age 15+)  |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
7.83% |
0.07Value: 0.0688793
|
Made or received a digital payment (% age 15+)  |
Initial Value: 1
|
1.00 |
0.08 |
Worst: Afghanistan 0.08 Best: Denmark 1.00
28.85% |
0.35Value: 0.345441
|
Made or received a digital payment, female (% age 15+)  |
Initial Value: 1
|
1.00 |
0.04 |
Worst: Afghanistan 0.04 Best: Denmark 1.00
32.18% |
0.35Value: 0.348971
|
Made or received a digital payment, male (% age 15+)  |
Initial Value: 1
|
1.00 |
0.12 |
Worst: Afghanistan 0.12 Best: Denmark 1.00
25.22% |
0.34Value: 0.341911
|
Saved money using mobile money account (% age 15)  |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.37
0% |
0Value: 0
|
Borrowed any money using mobile money (% age 15)  |
Initial Value: 1
|
0.30 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.30
0% |
0Value: 0
|
Sent or received domestic remittances: through a money transfer service (% age 15+)  |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Egypt 0.00 Best: Cambodia 0.37
10.3% |
0.04Value: 0.038092
|
Barriers Rank 68 / Score 0.66 |
Traditional barriers
Rank 37 / Score 0.72 |
No account because financial institutions are too far away (% without an account, age 15+)  |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Croatia 0.00 Best: Afghanistan 0.38
25.78% |
0.1Value: 0.0979732
|
No account because financial services are too expensive (% without an account, age 15+)  |
Initial Value: 1
|
0.51 |
0.01 |
Worst: Israel 0.01 Best: Nicaragua 0.51
32.89% |
0.17Value: 0.174475
|
No account because of insufficient funds (% without an account, age 15+)  |
Initial Value: 1
|
0.89 |
0.03 |
Worst: Malaysia 0.03 Best: Afghanistan 0.89
48.05% |
0.44Value: 0.443242
|
No account because of a lack of trust in financial institutions (% without an account, age 15+)  |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Malaysia 0.00 Best: Afghanistan 0.38
24.93% |
0.09Value: 0.0947488
|
No account because of a lack of necessary documentation (% without an account, age 15+)  |
Initial Value: 1
|
0.42 |
0.01 |
Worst: Cyprus 0.01 Best: Liberia 0.42
10.88% |
0.05Value: 0.0546149
|
Digital barriers
Rank 80 / Score 0.6 |
Ict regulatory environment  |
Initial Value: 1
|
99.00 |
7.00 |
Worst: Libya 7.00 Best: Italy 99.00
88.04% |
88Value: 88
|
Regulatory quality  |
Initial Value: 1
|
2.23 |
-2.20 |
Worst: Venezuela -2.20 Best: Singapore 2.23
54.01% |
0.19Value: 0.192754
|
Cybersecurity  |
Initial Value: 1
|
100.00 |
2.20 |
Worst: Honduras 2.20 Best: United States 100.00
63.52% |
64.32Value: 64.32
|
Secure Internet servers (per 1 million people)  |
Initial Value: 1
|
46678100.00 |
6.00 |
Worst: Central African Republic 6.00 Best: United States 46678100.00
0.01% |
2511Value: 2511
|
Smart phone cost  |
Initial Value: 1
|
100.00 |
0.90 |
Worst: Malawi 0.90 Best: Australia 100.00
|
n/aValue: n/a
|
Data-only mobile broadband basket  |
Initial Value: 1
|
40.99 |
0.18 |
Worst: Luxembourg 0.18 Best: Central African Republic 40.99
4.84% |
2.16Value: 2.15534
|
Access to electricity (%)  |
Initial Value: 1
|
100.00 |
0.00 |
Worst: Kosovo 0.00 Best: Albania 100.00
100% |
100Value: 100
|
Support for digital literacy   |
Initial Value: 1
|
3.00 |
0.00 |
Worst: Burkina Faso 0.00 Best: Argentina 3.00
0% |
n/aValue: n/a
|
Digital skills among active population   |
Initial Value: 1
|
5.83 |
2.74 |
Worst: Mozambique 2.74 Best: Finland 5.83
40.58% |
3.99Value: 3.99378
|
Mean years of schooling   |
Initial Value: 1
|
14.20 |
1.60 |
Worst: Burkina Faso 1.60 Best: Germany 14.20
67.46% |
10.1Value: 10.1
|
Government expenditure on education (% of gdp )  |
Initial Value: 1
|
9.84 |
1.34 |
Worst: Venezuela 1.34 Best: Bolivia 9.84
20.71% |
3.1Value: 3.1
|