KPI  |
2023 - Guatemala |
Weight  |
Best |
Worst |
Aspirational value  |
Current Value |
Access Rank 83 / Score 0.3 |
Traditional infrastructure
Rank 46 / Score 0.19 |
Number of ATMs per 1000 Km²  |
Initial Value: 1
|
3660.09 |
0.06 |
Worst: Central African Republic 0.06 Best: Singapore 3660.09
1.08% |
39.55Value: 39.5483
|
Number of ATMs per 100000 adults  |
Initial Value: 1
|
276.29 |
0.36 |
Worst: Sierra Leone 0.36 Best: Uruguay 276.29
13.24% |
36.91Value: 36.9055
|
Number of commercial bank branches 100000 adults  |
Initial Value: 1
|
72.07 |
0.39 |
Worst: Ukraine 0.39 Best: Bolivia 72.07
32.97% |
24.03Value: 24.026
|
Number of commercial bank branches per 1000 km²  |
Initial Value: 1
|
1218.10 |
0.03 |
Worst: Central African Republic 0.03 Best: China 1218.10
2.11% |
25.75Value: 25.7465
|
Digital infrastructure
Rank 96 / Score 0.48 |
Has access to the internet (% age 15+)  |
Initial Value: 1
|
1.00 |
0.16 |
Worst: Afghanistan 0.16 Best: Denmark 1.00
|
N/AValue: N/A
|
Own a mobile phone (% age 15+)  |
Initial Value: 1
|
1.00 |
0.55 |
Worst: Mozambique 0.55 Best: China 1.00
|
N/AValue: N/A
|
E-Finance content   |
Initial Value: 1
|
2.00 |
1.00 |
Worst: Bangladesh 1.00 Best: Algeria 2.00
100% |
2Value: 2
|
Household with a computer (%)  |
Initial Value: 1
|
0.99 |
0.02 |
Worst: Uganda 0.02 Best: Saudi Arabia 0.99
23.71% |
0.25Value: 0.25
|
Governemnt initiative to make wifi available  |
Initial Value: 1
|
2.00 |
0.00 |
Worst: Benin 0.00 Best: Argentina 2.00
100% |
2Value: 2
|
International Internet bandwidth (bits per second per Internet user)  |
Initial Value: 1
|
8267910.00 |
1432.50 |
Worst: Liberia 1432.50 Best: Luxembourg 8267910.00
0.23% |
20371.3Value: 20371.3
|
Propotion of individual using the internet for internet banking  |
Initial Value: 1
|
0.96 |
0.00 |
Worst: El Salvador 0.00 Best: Denmark 0.96
0% |
N/AValue: N/A
|
Active mobile broadband subscription per 100 inhabitants  |
Initial Value: 1
|
241.18 |
5.22 |
Worst: Central African Republic 5.22 Best: United Arab Emirates 241.18
5.01% |
17.04Value: 17.0372
|
Fixed-broadband subscriptions per 100 inhabitants  |
Initial Value: 1
|
48.76 |
0.00 |
Worst: Chad 0.00 Best: France 48.76
7.23% |
3.52Value: 3.52479
|
Population coverage, by mobile network technology 3G  |
Initial Value: 1
|
100.00 |
24.00 |
Worst: Niger 24.00 Best: Armenia 100.00
93.42% |
95Value: 95
|
Ease of access to services
Rank 86 / Score 0.22 |
Account (% age 15+)  |
Initial Value: 1
|
1.00 |
0.10 |
Worst: Afghanistan 0.10 Best: Denmark 1.00
38.02% |
0.44Value: 0.442216
|
Account, female (% age 15+)  |
Initial Value: 1
|
1.00 |
0.05 |
Worst: Afghanistan 0.05 Best: Australia 1.00
39.04% |
0.42Value: 0.420863
|
Account, male (% age 15+)  |
Initial Value: 1
|
1.00 |
0.15 |
Worst: Afghanistan 0.15 Best: Denmark 1.00
36.89% |
0.46Value: 0.46357
|
Owns a credit card (% age 15+)  |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
7.99% |
0.07Value: 0.0663312
|
Owns a credit card,female (% age 15+)  |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
6.95% |
0.06Value: 0.0577258
|
Owns a credit card, male(% age 15+)  |
Initial Value: 1
|
0.82 |
0.00 |
Worst: Cambodia 0.00 Best: Canada 0.82
9.14% |
0.07Value: 0.0749367
|
Owns a debit card (% age 15+)  |
Initial Value: 1
|
0.99 |
0.01 |
Worst: Sierra Leone 0.01 Best: Denmark 0.99
15.36% |
0.16Value: 0.160549
|
Owns a debit card, female(% age 15+)  |
Initial Value: 1
|
0.99 |
0.00 |
Worst: Afghanistan 0.00 Best: Denmark 0.99
12.65% |
0.13Value: 0.125277
|
Owns a debit card, male (% age 15+)  |
Initial Value: 1
|
0.99 |
0.03 |
Worst: Sierra Leone 0.03 Best: Denmark 0.99
17.27% |
0.2Value: 0.195822
|
Deposit account with commercial banks   |
Initial Value: 1
|
2120000000.00 |
161189.00 |
Worst: Central African Republic 161189.00 Best: India 2120000000.00
0.63% |
13500000Value: 1.35e+007
|
Number of loan accounts with commercial banks per 1,000 adults  |
Initial Value: 1
|
3532.09 |
3.02 |
Worst: Afghanistan 3.02 Best: Brazil 3532.09
13.33% |
473.3Value: 473.299
|
Main source of emergency funds in 30 days: loan from a bank, employer, or private lender (% age 15+)  |
Initial Value: 1
|
0.28 |
0.01 |
Worst: Afghanistan 0.01 Best: Dominican Republic 0.28
|
N/AValue: N/A
|
Usage Rank 120 / Score 0.17 |
Traditional financial operations
Rank 118 / Score 0.24 |
Made a deposit (% with a financial institution account, age 15+)  |
Initial Value: 1
|
0.97 |
0.15 |
Worst: Iraq 0.15 Best: Australia 0.97
40.32% |
0.48Value: 0.480591
|
Made a withdrawal (% with a financial institution account, age 15+)  |
Initial Value: 1
|
0.98 |
0.15 |
Worst: Iraq 0.15 Best: Norway 0.98
34.47% |
0.44Value: 0.436083
|
Sent or received domestic remittances using an account (% age 15+)  |
Initial Value: 1
|
0.63 |
0.01 |
Worst: Afghanistan 0.01 Best: Ghana 0.63
12.4% |
0.09Value: 0.0868561
|
Received government payments (% age 15+)  |
Initial Value: 1
|
0.89 |
0.05 |
Worst: Madagascar 0.05 Best: Mongolia 0.89
8.66% |
0.12Value: 0.122784
|
Borrowed from a formal financial institution (% age 15+)  |
Initial Value: 1
|
0.81 |
0.02 |
Worst: Afghanistan 0.02 Best: Canada 0.81
13.57% |
0.13Value: 0.127208
|
Borrowed from a formal financial institution, female (% age 15+)  |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Afghanistan 0.01 Best: Canada 0.81
13.17% |
0.12Value: 0.115388
|
Borrowed from a formal financial institution, male (% age 15+)  |
Initial Value: 1
|
0.81 |
0.03 |
Worst: Afghanistan 0.03 Best: Canada 0.81
13.98% |
0.14Value: 0.139027
|
Saved at a financial institution (% age 15+)  |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Norway 0.81
14.07% |
0.12Value: 0.122568
|
Saved at a financial institution, female (% age 15+)  |
Initial Value: 1
|
0.84 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.84
11.45% |
0.1Value: 0.0961467
|
Saved at a financial institution, male (% age 15+)  |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Sweden 0.81
17.37% |
0.15Value: 0.148989
|
Digital financial services
Rank 110 / Score 0.1 |
Used a mobile phone or the internet to access an account (% age 15+)  |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
5.29% |
0.04Value: 0.0449802
|
Used a mobile phone or the internet to access an account, female (% age 15+)  |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
4.55% |
0.04Value: 0.03869
|
Used a mobile phone or the internet to access an account, male (% age 15+)  |
Initial Value: 1
|
0.86 |
0.01 |
Worst: Ethiopia 0.01 Best: Norway 0.86
4.86% |
0.05Value: 0.0512704
|
Used a mobile phone or the internet to buy something online (% age 15+)  |
Initial Value: 1
|
0.87 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.87
5.97% |
0.05Value: 0.051901
|
Used a mobile phone or the internet to buy something online, female (% age 15+)  |
Initial Value: 1
|
0.89 |
0.00 |
Worst: Ethiopia 0.00 Best: Denmark 0.89
3.42% |
0.03Value: 0.0304409
|
Used a mobile phone or the internet to buy something online, male (% age 15+)  |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.85
8.63% |
0.07Value: 0.073361
|
Used a mobile phone or the internet to pay bills (% age 15+)  |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
4.62% |
0.04Value: 0.0406474
|
Used a mobile phone or the internet to pay bills, female (% age 15+)  |
Initial Value: 1
|
0.90 |
0.00 |
Worst: Afghanistan 0.00 Best: Estonia 0.90
2.95% |
0.03Value: 0.0265404
|
Used a mobile phone or the internet to pay bills, male (% age 15+)  |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
6.22% |
0.05Value: 0.0547545
|
Made or received a digital payment (% age 15+)  |
Initial Value: 1
|
1.00 |
0.08 |
Worst: Afghanistan 0.08 Best: Denmark 1.00
27.57% |
0.33Value: 0.333611
|
Made or received a digital payment, female (% age 15+)  |
Initial Value: 1
|
1.00 |
0.04 |
Worst: Afghanistan 0.04 Best: Denmark 1.00
28.83% |
0.32Value: 0.316757
|
Made or received a digital payment, male (% age 15+)  |
Initial Value: 1
|
1.00 |
0.12 |
Worst: Afghanistan 0.12 Best: Denmark 1.00
26.19% |
0.35Value: 0.350465
|
Saved money using mobile money account (% age 15)  |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.37
0% |
N/AValue: N/A
|
Borrowed any money using mobile money (% age 15)  |
Initial Value: 1
|
0.30 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.30
0% |
N/AValue: N/A
|
Sent or received domestic remittances: through a money transfer service (% age 15+)  |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Egypt 0.00 Best: Cambodia 0.37
12.39% |
0.05Value: 0.0458606
|
Barriers Rank 101 / Score 0.51 |
Traditional barriers
Rank 87 / Score 0 |
No account because financial institutions are too far away (% without an account, age 15+)  |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Croatia 0.00 Best: Afghanistan 0.38
0% |
N/AValue: N/A
|
No account because financial services are too expensive (% without an account, age 15+)  |
Initial Value: 1
|
0.51 |
0.01 |
Worst: Israel 0.01 Best: Nicaragua 0.51
|
N/AValue: N/A
|
No account because of insufficient funds (% without an account, age 15+)  |
Initial Value: 1
|
0.89 |
0.03 |
Worst: Malaysia 0.03 Best: Afghanistan 0.89
|
N/AValue: N/A
|
No account because of a lack of trust in financial institutions (% without an account, age 15+)  |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Malaysia 0.00 Best: Afghanistan 0.38
0% |
N/AValue: N/A
|
No account because of a lack of necessary documentation (% without an account, age 15+)  |
Initial Value: 1
|
0.42 |
0.01 |
Worst: Cyprus 0.01 Best: Liberia 0.42
|
N/AValue: N/A
|
Digital barriers
Rank 104 / Score 0.51 |
Ict regulatory environment  |
Initial Value: 1
|
99.00 |
7.00 |
Worst: Libya 7.00 Best: Italy 99.00
60.54% |
62.7Value: 62.7
|
Regulatory quality  |
Initial Value: 1
|
2.23 |
-2.20 |
Worst: Venezuela -2.20 Best: Singapore 2.23
42.55% |
-0.32Value: -0.315213
|
Cybersecurity  |
Initial Value: 1
|
100.00 |
2.20 |
Worst: Honduras 2.20 Best: United States 100.00
11.18% |
13.13Value: 13.13
|
Secure Internet servers (per 1 million people)  |
Initial Value: 1
|
46678100.00 |
6.00 |
Worst: Central African Republic 6.00 Best: United States 46678100.00
0% |
1798Value: 1798
|
Smart phone cost  |
Initial Value: 1
|
100.00 |
0.90 |
Worst: Malawi 0.90 Best: Australia 100.00
50.15% |
50.6Value: 50.6
|
Data-only mobile broadband basket  |
Initial Value: 1
|
40.99 |
0.18 |
Worst: Luxembourg 0.18 Best: Central African Republic 40.99
7.9% |
3.4Value: 3.40354
|
Access to electricity (%)  |
Initial Value: 1
|
100.00 |
0.00 |
Worst: Kosovo 0.00 Best: Albania 100.00
97.06% |
97.06Value: 97.0553
|
Support for digital literacy   |
Initial Value: 1
|
3.00 |
0.00 |
Worst: Burkina Faso 0.00 Best: Argentina 3.00
100% |
3Value: 3
|
Digital skills among active population   |
Initial Value: 1
|
5.83 |
2.74 |
Worst: Mozambique 2.74 Best: Finland 5.83
19.6% |
3.35Value: 3.34568
|
Mean years of schooling   |
Initial Value: 1
|
14.20 |
1.60 |
Worst: Burkina Faso 1.60 Best: Germany 14.20
39.68% |
6.6Value: 6.6
|
Government expenditure on education (% of gdp )  |
Initial Value: 1
|
9.84 |
1.34 |
Worst: Venezuela 1.34 Best: Bolivia 9.84
23.06% |
3.3Value: 3.29972
|