KPI |
2023 - Iraq |
Weight |
Best |
Worst |
Aspirational value |
Current Value |
Access Rank 114 / Score 0.19 |
Traditional infrastructure
Rank 119 / Score 0.02 |
Number of ATMs per 1000 Km² |
Initial Value: 1
|
3660.09 |
0.06 |
Worst: Central African Republic 0.06 Best: Singapore 3660.09
0.1% |
3.61Value: 3.60723
|
Number of ATMs per 100000 adults |
Initial Value: 1
|
276.29 |
0.36 |
Worst: Sierra Leone 0.36 Best: Uruguay 276.29
2.07% |
6.07Value: 6.06541
|
Number of commercial bank branches 100000 adults |
Initial Value: 1
|
72.07 |
0.39 |
Worst: Ukraine 0.39 Best: Bolivia 72.07
4.84% |
3.86Value: 3.85581
|
Number of commercial bank branches per 1000 km² |
Initial Value: 1
|
1218.10 |
0.03 |
Worst: Central African Republic 0.03 Best: China 1218.10
0.18% |
2.23Value: 2.22515
|
Digital infrastructure
Rank 97 / Score 0.46 |
Has access to the internet (% age 15+) |
Initial Value: 1
|
1.00 |
0.16 |
Worst: Afghanistan 0.16 Best: Denmark 1.00
67.36% |
0.73Value: 0.725805
|
Own a mobile phone (% age 15+) |
Initial Value: 1
|
1.00 |
0.55 |
Worst: Mozambique 0.55 Best: China 1.00
66.88% |
0.85Value: 0.850952
|
E-Finance content |
Initial Value: 1
|
2.00 |
1.00 |
Worst: Bangladesh 1.00 Best: Algeria 2.00
|
n/aValue: n/a
|
Household with a computer (%) |
Initial Value: 1
|
0.99 |
0.02 |
Worst: Uganda 0.02 Best: Saudi Arabia 0.99
13.4% |
0.15Value: 0.15
|
Governemnt initiative to make wifi available |
Initial Value: 1
|
2.00 |
0.00 |
Worst: Benin 0.00 Best: Argentina 2.00
0% |
n/aValue: n/a
|
International Internet bandwidth (bits per second per Internet user) |
Initial Value: 1
|
8267910.00 |
1432.50 |
Worst: Liberia 1432.50 Best: Luxembourg 8267910.00
1.18% |
99285.5Value: 99285.5
|
Propotion of individual using the internet for internet banking |
Initial Value: 1
|
0.96 |
0.00 |
Worst: El Salvador 0.00 Best: Denmark 0.96
0% |
N/AValue: N/A
|
Active mobile broadband subscription per 100 inhabitants |
Initial Value: 1
|
241.18 |
5.22 |
Worst: Central African Republic 5.22 Best: United Arab Emirates 241.18
17.92% |
47.5Value: 47.5009
|
Fixed-broadband subscriptions per 100 inhabitants |
Initial Value: 1
|
48.76 |
0.00 |
Worst: Chad 0.00 Best: France 48.76
30.09% |
14.67Value: 14.67
|
Population coverage, by mobile network technology 3G |
Initial Value: 1
|
100.00 |
24.00 |
Worst: Niger 24.00 Best: Armenia 100.00
95.88% |
96.87Value: 96.87
|
Ease of access to services
Rank 132 / Score 0.08 |
Account (% age 15+) |
Initial Value: 1
|
1.00 |
0.10 |
Worst: Afghanistan 0.10 Best: Denmark 1.00
9.5% |
0.19Value: 0.185524
|
Account, female (% age 15+) |
Initial Value: 1
|
1.00 |
0.05 |
Worst: Afghanistan 0.05 Best: Australia 1.00
10.41% |
0.15Value: 0.148906
|
Account, male (% age 15+) |
Initial Value: 1
|
1.00 |
0.15 |
Worst: Afghanistan 0.15 Best: Denmark 1.00
8.49% |
0.22Value: 0.222143
|
Owns a credit card (% age 15+) |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
1.88% |
0.02Value: 0.0155887
|
Owns a credit card,female (% age 15+) |
Initial Value: 1
|
0.83 |
0.00 |
Worst: Pakistan 0.00 Best: Canada 0.83
1.56% |
0.01Value: 0.0129786
|
Owns a credit card, male(% age 15+) |
Initial Value: 1
|
0.82 |
0.00 |
Worst: Cambodia 0.00 Best: Canada 0.82
2.22% |
0.02Value: 0.0181988
|
Owns a debit card (% age 15+) |
Initial Value: 1
|
0.99 |
0.01 |
Worst: Sierra Leone 0.01 Best: Denmark 0.99
8.93% |
0.1Value: 0.0974968
|
Owns a debit card, female(% age 15+) |
Initial Value: 1
|
0.99 |
0.00 |
Worst: Afghanistan 0.00 Best: Denmark 0.99
7.5% |
0.07Value: 0.0742712
|
Owns a debit card, male (% age 15+) |
Initial Value: 1
|
0.99 |
0.03 |
Worst: Sierra Leone 0.03 Best: Denmark 0.99
9.45% |
0.12Value: 0.120722
|
Deposit account with commercial banks |
Initial Value: 1
|
2120000000.00 |
161189.00 |
Worst: Central African Republic 161189.00 Best: India 2120000000.00
|
N/AValue: N/A
|
Number of loan accounts with commercial banks per 1,000 adults |
Initial Value: 1
|
3532.09 |
3.02 |
Worst: Afghanistan 3.02 Best: Brazil 3532.09
|
N/AValue: N/A
|
Main source of emergency funds in 30 days: loan from a bank, employer, or private lender (% age 15+) |
Initial Value: 1
|
0.28 |
0.01 |
Worst: Afghanistan 0.01 Best: Dominican Republic 0.28
5.98% |
0.03Value: 0.0261502
|
Usage Rank 137 / Score 0.08 |
Traditional financial operations
Rank 136 / Score 0.09 |
Made a deposit (% with a financial institution account, age 15+) |
Initial Value: 1
|
0.97 |
0.15 |
Worst: Iraq 0.15 Best: Australia 0.97
|
0.15Value: 0.146714
|
Made a withdrawal (% with a financial institution account, age 15+) |
Initial Value: 1
|
0.98 |
0.15 |
Worst: Iraq 0.15 Best: Norway 0.98
0.19% |
0.15Value: 0.151551
|
Sent or received domestic remittances using an account (% age 15+) |
Initial Value: 1
|
0.63 |
0.01 |
Worst: Afghanistan 0.01 Best: Ghana 0.63
3.56% |
0.03Value: 0.032055
|
Received government payments (% age 15+) |
Initial Value: 1
|
0.89 |
0.05 |
Worst: Madagascar 0.05 Best: Mongolia 0.89
11.26% |
0.14Value: 0.144557
|
Borrowed from a formal financial institution (% age 15+) |
Initial Value: 1
|
0.81 |
0.02 |
Worst: Afghanistan 0.02 Best: Canada 0.81
2.06% |
0.04Value: 0.0362623
|
Borrowed from a formal financial institution, female (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Afghanistan 0.01 Best: Canada 0.81
1.6% |
0.02Value: 0.0228209
|
Borrowed from a formal financial institution, male (% age 15+) |
Initial Value: 1
|
0.81 |
0.03 |
Worst: Afghanistan 0.03 Best: Canada 0.81
2.53% |
0.05Value: 0.0497038
|
Saved at a financial institution (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Norway 0.81
1.03% |
0.02Value: 0.0182116
|
Saved at a financial institution, female (% age 15+) |
Initial Value: 1
|
0.84 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.84
1.89% |
0.02Value: 0.0158845
|
Saved at a financial institution, male (% age 15+) |
Initial Value: 1
|
0.81 |
0.01 |
Worst: Tajikistan 0.01 Best: Sweden 0.81
1.32% |
0.02Value: 0.0205388
|
Digital financial services
Rank 126 / Score 0.07 |
Used a mobile phone or the internet to access an account (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
7.02% |
0.06Value: 0.0597064
|
Used a mobile phone or the internet to access an account, female (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.85
3.15% |
0.03Value: 0.0267556
|
Used a mobile phone or the internet to access an account, male (% age 15+) |
Initial Value: 1
|
0.86 |
0.01 |
Worst: Ethiopia 0.01 Best: Norway 0.86
9.72% |
0.09Value: 0.0926571
|
Used a mobile phone or the internet to buy something online (% age 15+) |
Initial Value: 1
|
0.87 |
0.00 |
Worst: Ethiopia 0.00 Best: Norway 0.87
23.89% |
0.21Value: 0.207872
|
Used a mobile phone or the internet to buy something online, female (% age 15+) |
Initial Value: 1
|
0.89 |
0.00 |
Worst: Ethiopia 0.00 Best: Denmark 0.89
20.13% |
0.18Value: 0.179137
|
Used a mobile phone or the internet to buy something online, male (% age 15+) |
Initial Value: 1
|
0.85 |
0.00 |
Worst: Afghanistan 0.00 Best: Norway 0.85
27.84% |
0.24Value: 0.236607
|
Used a mobile phone or the internet to pay bills (% age 15+) |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
6.79% |
0.06Value: 0.0597122
|
Used a mobile phone or the internet to pay bills, female (% age 15+) |
Initial Value: 1
|
0.90 |
0.00 |
Worst: Afghanistan 0.00 Best: Estonia 0.90
6.59% |
0.06Value: 0.0592924
|
Used a mobile phone or the internet to pay bills, male (% age 15+) |
Initial Value: 1
|
0.88 |
0.00 |
Worst: Afghanistan 0.00 Best: Finland 0.88
6.83% |
0.06Value: 0.0601319
|
Made or received a digital payment (% age 15+) |
Initial Value: 1
|
1.00 |
0.08 |
Worst: Afghanistan 0.08 Best: Denmark 1.00
6.77% |
0.14Value: 0.14226
|
Made or received a digital payment, female (% age 15+) |
Initial Value: 1
|
1.00 |
0.04 |
Worst: Afghanistan 0.04 Best: Denmark 1.00
7.67% |
0.11Value: 0.113663
|
Made or received a digital payment, male (% age 15+) |
Initial Value: 1
|
1.00 |
0.12 |
Worst: Afghanistan 0.12 Best: Denmark 1.00
5.78% |
0.17Value: 0.170856
|
Saved money using mobile money account (% age 15) |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.37
1.42% |
0.01Value: 0.00523647
|
Borrowed any money using mobile money (% age 15) |
Initial Value: 1
|
0.30 |
0.00 |
Worst: Afghanistan 0.00 Best: Kenya 0.30
0% |
0Value: 0
|
Sent or received domestic remittances: through a money transfer service (% age 15+) |
Initial Value: 1
|
0.37 |
0.00 |
Worst: Egypt 0.00 Best: Cambodia 0.37
5.35% |
0.02Value: 0.0197847
|
Barriers Rank 128 / Score 0.38 |
Traditional barriers
Rank 82 / Score 0.28 |
No account because financial institutions are too far away (% without an account, age 15+) |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Croatia 0.00 Best: Afghanistan 0.38
60.72% |
0.23Value: 0.230747
|
No account because financial services are too expensive (% without an account, age 15+) |
Initial Value: 1
|
0.51 |
0.01 |
Worst: Israel 0.01 Best: Nicaragua 0.51
90.71% |
0.46Value: 0.463546
|
No account because of insufficient funds (% without an account, age 15+) |
Initial Value: 1
|
0.89 |
0.03 |
Worst: Malaysia 0.03 Best: Afghanistan 0.89
76.92% |
0.69Value: 0.691531
|
No account because of a lack of trust in financial institutions (% without an account, age 15+) |
Initial Value: 1
|
0.38 |
0.00 |
Worst: Malaysia 0.00 Best: Afghanistan 0.38
93.84% |
0.36Value: 0.356588
|
No account because of a lack of necessary documentation (% without an account, age 15+) |
Initial Value: 1
|
0.42 |
0.01 |
Worst: Cyprus 0.01 Best: Liberia 0.42
38.43% |
0.17Value: 0.167547
|
Digital barriers
Rank 110 / Score 0.48 |
Ict regulatory environment |
Initial Value: 1
|
99.00 |
7.00 |
Worst: Libya 7.00 Best: Italy 99.00
57.61% |
60Value: 60
|
Regulatory quality |
Initial Value: 1
|
2.23 |
-2.20 |
Worst: Venezuela -2.20 Best: Singapore 2.23
24.56% |
-1.11Value: -1.11215
|
Cybersecurity |
Initial Value: 1
|
100.00 |
2.20 |
Worst: Honduras 2.20 Best: United States 100.00
18.93% |
20.71Value: 20.71
|
Secure Internet servers (per 1 million people) |
Initial Value: 1
|
46678100.00 |
6.00 |
Worst: Central African Republic 6.00 Best: United States 46678100.00
0% |
719Value: 719
|
Smart phone cost |
Initial Value: 1
|
100.00 |
0.90 |
Worst: Malawi 0.90 Best: Australia 100.00
|
n/aValue: n/a
|
Data-only mobile broadband basket |
Initial Value: 1
|
40.99 |
0.18 |
Worst: Luxembourg 0.18 Best: Central African Republic 40.99
5.56% |
2.45Value: 2.44794
|
Access to electricity (%) |
Initial Value: 1
|
100.00 |
0.00 |
Worst: Kosovo 0.00 Best: Albania 100.00
100% |
100Value: 100
|
Support for digital literacy |
Initial Value: 1
|
3.00 |
0.00 |
Worst: Burkina Faso 0.00 Best: Argentina 3.00
0% |
n/aValue: n/a
|
Digital skills among active population |
Initial Value: 1
|
5.83 |
2.74 |
Worst: Mozambique 2.74 Best: Finland 5.83
|
N/AValue: N/A
|
Mean years of schooling |
Initial Value: 1
|
14.20 |
1.60 |
Worst: Burkina Faso 1.60 Best: Germany 14.20
45.24% |
7.3Value: 7.3
|
Government expenditure on education (% of gdp ) |
Initial Value: 1
|
9.84 |
1.34 |
Worst: Venezuela 1.34 Best: Bolivia 9.84
39.65% |
4.71Value: 4.71
|